A Lumpsum Calculator is a simple tool that helps you predict how much your one-time investment can grow over time. If you invest a fixed amount (say ₹1 lakh) just once — and leave it for years — this calculator shows you how much money you will have at the end based on an estimated rate of return.
It’s useful for people investing in:
- Mutual funds
- Fixed deposits
- Stocks
- Retirement funds
💰 Lump Sum Calculator
Calculate the future value of your investment
Initial Investment:
₹0
Total Interest Earned:
₹0
Final Amount:
₹0
Formula: Future Value = Principal × (1 + Rate/100)^Time
🛠 How Does a Lumpsum Calculator Work?
You just need to enter:
- Investment Amount – The one-time amount you’re investing (e.g., ₹1,00,000)
- Expected Annual Return (%) – Like 10% for mutual funds
- Time Period (Years) – For how long you’ll stay invested (e.g., 5 or 10 years)
✅ The calculator uses the compound interest formula to show:
- Estimated future value of your investment
- Total gain (profit)
✍ Example:
If you invest ₹1,00,000 at 12% for 10 years:
- Final Amount = ₹3,10,585 (approx.)
- Gain = ₹2,10,585
💡 Why Use a Lumpsum Calculator?
✅ Plan your financial goals smartly
✅ Visualize long-term growth
✅ Compare different returns (e.g., 8% vs 12%)
✅ Make informed investment decisions
